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The Trustee has adopted a sector specialist investment strategy which involves placing available funds with large sector specialist investment managers for domestic shares, foreign shares, fixed interest, cash and property. The Trustee has appointed these managers to invest the Fund assets according to the objectives of the Fund.

See the Trustee's Investment policy statement. Remember that information about past performance appearing in the investment policy statement is not necessarily an indicator of future performance.

The Trustee monitors the investment returns and compares returns against the investment objectives on a number of occasions every year.

Contributions received by KPMG Superannuation Services Pty Ltd are invested with the sector specialist managers. Also, a small proportion of the Fund's assets are held by National Australia Bank Cash Fund in order to meet expenses and pay benefits and rollover exits.

Investments in the Fund are subject to investment risk, including possible delays in repayment and loss of income and principal invested. Neither the Trustee nor any company or person associated with it, guarantees the repayment of capital or the performance of investments in the Fund.